09-08-2005, 06:56 PM
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#2 (permalink)
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| Registered User
Join Date: Oct 2004 Location: Ohio
Posts: 59
My Mood:  Points: 417.02 Bank: 1,855.51 Total Points: 2,272.53 |
"If you are losing TennCare coverage, or leaving an employer sponsored group insurance plan (after exhausting your COBRA benefits, state continuation or neither if continuation is not available), you have certain rights under state and federal HIPAA laws (Health Insurance Portability and Accountability Act). If you have had eighteen (18) months of prior health insurance coverage with no gaps exceeding sixty-three (63) days, then you cannot be denied coverage due to a pre-existing medical condition. However, you must seek new health insurance coverage immediately upon termination of your prior coverage in order to be protected."
From http://www.tennessee.gov/tenncare/HIPAA/Hipaalist.pdf
Includes a list of guarenteed issue plans with links.
Good luck.
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Emma
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2-14-05
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10 lbs., 11 oz, 21 inches
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