They can do it if it's private insurance. Only the group plans have to follow all the guidelines in HIPAA. So, it's best if you can do it to always stay on a group plan. That way, pre-existing conditions never play a part in your price or coverage.
Man, I didn't know having PCOS was such a big deal for insurance. If I'd known, I'd probably just have assumed I had PCOS from the results my first doctor interpreted wrongly as "unexplained infertility", and just started doing what I did anyway to cure it, which was just diet.
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Mother to 2 children after 3 years of infertility! Woohoo! Fixed myself with diet and alternative remedies.
My kids: Phoenix (DD) 3 years old, Griffin (DS) 1 yr old |