I have private health insurance since DH and I are both self-employed.
Things may vary by state but I was denied health coverage by every company I applied to because I was diagnosed w/ PCOS. I'm a thin cyster and on no meds for PCOS, never a surgery, nothing except met and clomid when TTC and I've been denied---UGGH!
Humana and BCBS were the "Big" companies I applied to. If you are denied by one, you'll be denied by them all most likely.
I'd certainly apply before dropping any current coverage or changing jobs.
This whole subject makes me mad, I wish you better luck!
__________________ Me: 36
DH: 35
m/c 12/02, 12/04
DS: 02/03/04--33w1d
DS: 10/31/05--39w2d
DD: 03/09/08--37w0d |