Oh, the important part I forgot is I had BCBS insurance a few years ago, then DH had a job that offered insurance, I took it and after Ben was born DH quit the job and we were both back to being self-employed. So I applied with BCBS again, so they did have my history, plus a little grudge since they got stuck with my hospital bills and DS1's NICU bills (over $50,000) and delivery charges even though I didn't have maternity coverage with my previous policy. Premature labor is considered a medical condition and didn't fall into standard maternity care--HAHA! I used to feel bad since we had only paid in $1500 of premiums on that policy and they got stuck with a whopper bill, now I don't feel too sorry for them. (can you tell I'm a little bitter about this denial of insurance???)
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Me: 36
DH: 35
m/c 12/02, 12/04
DS: 02/03/04--33w1d
DS: 10/31/05--39w2d
DD: 03/09/08--37w0d |