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Old 09-27-2006, 07:52 PM   #13 (permalink)
jennynd
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Join Date: Jul 2006
Location: Fargo, ND
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I tried to get a private health plan but was denied b/c of med conditions (hadn't even been dx'd with PCOS yet!) so I wound up on our state BCBS plan which is actually pretty good & affordable, although I despise the company!!! In our state you can't be flat out denied (they have to offer you something else ie. state plan, or they can just charge insane amounts) so check out your state laws & plans first. Also, get health insurance BEFORE you drop the old insurance b/c usually then you can avoid being denied due to preexisting conditions & avoid waiting periods for coverage... something I learned the hard way! You really just have to shop around. I wanted to switch off this plan cuz I hate BCBS but when I went to another provider they said $75 per mo without maternity, $450 with!!! WTH! Way to punish me for being a woman! Sorry... this is turning into a rant.

My biggest advice is to get insurance before the old one is void & make sure you know exactly what will be covered before you commit to a plan. Good luck!
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Natural Family Planning Advocate

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color="mediumturquoise">Me - 23
Dx PCOS August 2006
DH - 25 Dx MS March 2003
Together Since Oct 31, 1998 ~ Married May 22, 2004

BFP!!! 9/20/06
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First Time Parents!
Hoping for a big family... this is our start


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