I'm with Horizon blue cross. Unfortunately, that's the only insurance company with individual coverage in New Jersey and they're extremely expensive - but my employer pays for it. (that's why I have this job)
I hate Horizon! They're dishonest and wrong, no other way I can explain it. I didn't get any treatment for anything while I didn't have insurance so according to their deffinition of a pre- existing condition - I didn't have one! I am sending off an appeal letter, but it's out of my hands. They have the power to decide not to pay it . |