enligh10dwon

Hi Khenders

I went through soooo much with drs prior to getting my dx of PCOS that it kinda turned me off to the whole health care system (even tho I work for it *lol*) Sooo with that being said I rarely go to the dr--Except for my yearly physical and tb screening which is paid for through my job and my yearly gyn which I pay out of pocket for as the clinic I go to has a sliding scale....I didn't see the need of me paying for something I wouldn't use so I declined to sign up for health insurance at work when I was eligible....Welp that was before my dreams of wanting a child...Once me and DBF decided we were going to start ttc I started looking into getting coverage...I spoke with an independent agent and he informed me that I would have to be on the plan for 12months before I was eligible for maternity coverage--all the while paying for it....It was roughly $300 a month with a $3,000 deductible....I spoke witn my benefit rep at work and was pretty much told the same thing tho the wait was 6 months....I make to much for medicaid and even if I didn't, they wanted me to take out a child support order against DBF so they could recover my medical expenses from him


Sooooo I started searching the web for alternatives and I came across www.maternitycard.com--They are not an insurance company, however, they work with drs and hospitals to help lower your medical expenses significantly--They are also backed by the better buisness buerea so it's not a crock or scam....the one time enrollment fee is $149 and it's $69 monthly if you sign up before becoming pregnant and $99 monthly if you already are pregnant...So I am going to use that in conjunction with a Health Savings Account that I'm going to set up next week....

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