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Old 11-23-2007, 11:26 PM   #9 (permalink)
guineapig
expecting FUR baby meow!
 
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Well, how about taking a cue from Massachusetts? Everyone there has to have insurance and thus insurance companies have to sell it to you no matter what your "health status." I believe they still have Medicare (old), Medicaid (poor), and subsidizies or tax credits for the self-employed in between. Plus, they cover infertility at the higher cost of *gasp* $2 across everyone. OMG! $2!!!

LOL

My cousin had cancer and no insurance (she had been working for an employer that didn't offer it and was young, invincible, etc until she found a lump) and, luckily, got treated without insurance. Most docs will not treat you without insurance. Her bills were something like $300 grand. Some was written off as charity, some will haunt her forever, some her family paid.

Regardless, we are NOT doing anybody a favor having so many uninsured clogging the ER for UTIs and back pain. There is also a SEVERE abuse of Medicaid with people doing the same types of things. But don't even get me started on the Medicaid and welfare fraud.

Also, once you have been denied by one private company, they seem to have communication between them, like a red flag once you apply to the next one. I was denied by every private company in 3 states before DH finally got a crap job with the govt and ended our insurance woes. And I was not obese or on meds and had never ttc (at the time).
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