If your blood lipids, glucose and weight are normal, it would be very unusual for them to give you a substandard rate. Are you applying for a large face amount? Underwriters tend to scrutinize those more by looking at what is available from the medical information bureau and previous medical history.
Did you have to have a medical exam to apply? If not, maybe you should look around for a policy that requires one instead of asking medical questions on the application, since you are healthy. |