i have skin tags.. and i have had them removed by my doctor... i recommend it WAY over self removal... it doesn;t hurt to bad, they like just cut them off, some bleed some dont.
i have them too, under my arms and on my neck.. my friends giggle aboutt he one on my eye... i got that off my self and now there's just a ITTTY BITTTY one there.
but yeah they're not that bad.. if they bug you. tell your doctor. and see what they can do.