Im lucky I guess I have only had good luck with our bc/bs ppo insurance. We dont pay alot in (good contract through our work) and our surgeries and treatments are fully covered. The only time there was a question was my perinatalogist assisting in my csection but all I had to do was call the specialist for more paperwork sent in. When my husband had hmo we had huge issues with our insurance and meds and with our other provider.
If I understand it correctly (didnt read everything, to long sorry lol) as long as preexisting conditions are being told upfront there wouldnt be a problem. My insurance in Michigan is the same way and always has been.
Since its through my husbands work they cant deny me. Life insurance is the same way for us, they have to allow us $10,000 at least and I can raise that $10,000 each year after. They said I was denied but I called around and found they were required to give me that much regardless.
So many people want universal health care and this is the only beginning of the mess if it goes through. You wont be able to get anything done and you will die waiting for it.
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Pcos controlled with diet and glucophage
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