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Originally Posted by magiccitymama  I'm not for socialized healthcare; I think that would be a disaster over here. Hopefully someone will come up with a solution in my lifetime.
But does anyone remember back in the '70s/'80s when BCBS was the premiere health insurance and they made sure their customers were covered? Now it's the total opposite with them and most all of these insurance companies.
I know the cost of healthcare has gone up--people are living longer and there's an influx of illegal immigrants making our hospitals burst at the seams. When patients don't have to pay one red cent, of course hospitals have to jack up the prices somewhere else. |
I wonder if its due more to personal contracts instead of the entire insurance company or some states? My dad has to jump through hoops more with his and so do a few others I have talked to. I do know local hospitals are more particular around here.
We have a copay on hospital fees as of last year of $50 on a nonemergency visit and you pay it before you go home now as before you would pay it when they sent you a bill. My dad's was the same way as he had a deductible on his insurance for his surgery and it had to be paid in full two weeks before. We do not have many illegal immigrants in this area from what I have been told just many people who dont pay their hospital visits at all and dont try to set up a payment plan. It just screws everybody in that situation as our bills go higher, our insurance gets pickier, and it ruins the other person's credit.