I agree with the other advice. The only other thing I would add is that usually when they say you have to stay with it for a year they mean that you cannot change or drop it until your companies next designated "open enrollment period." Now with that being said, there are usually life circumstances insurance companies call "qualifying events" that can get you out of the year committment (i.e., loss of job, sickness, husband's loss of job or gain in job that would make you want to switch). Check the fine print on your policy to see for sure.
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Me - 30, DH - 30, married 4 years
TTC #1 since 10/07
dx 2/08
Metformin 1500mg, Prenatals
Surprise BFP on 4/16/08!!!
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