Hi all!! I'm new to this, but it just so happens that something really frustrating happened to me today... which inspired me to make the leap to post. Now if I may vent...
Screw BC/BS...!!! I was just informed today that I was denied ONLY because of my PCOS. I spoke with the underwriter who specifically denied me, and she more or less told me that there were other reasons, but the PCOS is what stopped me from getting coverage first and foremost.
I understand that PCOS is tied to a lot of potential for other diseases/ailments, but if she would have taken the time to do her research, she would have known that I was diagnosed 4 years ago and have had nothing else diagnosed since then--with extensive testing done yearly to monitor me. So why, if the only medication and treatment I've had since I was diagnosed is birth control, is it such a big deal to give me coverage?? There are a lot of girls on birth control for many different reasons... not to mention the THOUSANDS of girls with PCOS. Are they going to deny them all?? I'm so frustrated with health insurance... makes me want to pack up and move to a different country. Most any country has better health care than the US.
....AND.... since I knew I had the potential for a 'pre-existing condition' I agreed to pay the higher premium for the first year. WHY doesn't this condition fall under that agreement?? Ugh, the frustration!