We were fortunate that our insurance picked up fertility coverage this past year. However, previously we did not have any coverage.
I've never had a trouble getting coverage after a PCOS diagnosis. I saw an RE (specialist) for several years for PCOS before we were TTC and it was covered under the normal coverage. It would probably be a pre-existing condition, but if you've maintained steady coverage then that doesn't come into play.
Once we were officially TTC and first seeking fertility treatments, we did not have coverage. There were several procedures (like u/s, tests, investigative issues, etc) that they coded under PCOS, NOT infertility, and insurance covered it without question. Some procedures, obviously, are strictly infertilty though (like IUI).
I do know some people who have had infertility coverage but not any of the meds covered. It is definitely possible, but I would check with your company to make sure.
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Nicole (32)+ DH (33) Married June 4, 2000
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dx PCOS Fall 2000
TTC since Sept 2006
1st BFP Dec 2006 lost @8 weeks
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2007-SHG and polypectomy, 3 rounds Clomid 50, 2 rounds soy, BFN
Clomid 50mg + Ovidrel + IUI on 1/29...BFP!!!
1st beta 2/11 - 55 (p4=52)
2nd beta 2/13 - 159!!
2/29 - Saw a strong heartbeat!
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