 PPO vs. HMO?
I was just wondering what the difference between a PPO and an HMO are. Right now I have an HMO, but I'm looking to switch to DH's work insurance (a PPO) because as I understand it, if there are more than 25 employees covered, they're required to cover infertility treatments (this is in Illinois). But I don't know what his plan is like versus mine. They're both with the same company (Health Alliance). I'm super clueless about insurance stuff! |