Thanks so much. It's so expensive! I am going to look into Bethany Christian in NJ.They have a free information meeting that I'm going to go to next week. The fees can be about the same....up to $25K. But, like you said....they DONT require it up front and apparently, there is a tax credit in NJ. Look into this where you are - I'm not sure if it's a federal or just a state thing - but the credit is up to about 11K so that would greatly improve the cost! |