Hi! It does seem daunting at first, but *channeling Kiyosaki* - it's not "can we afford it", it's "how can we afford it".
Stuff we've tried:
- Reduce the amount going into 401K, re-route to adoption
- Cut utilities - reduce cable package, use less heat and AC
- Take on a side job - I have an MLM business selling jewelry (link in signature).
- Do adoption fundraisers
- Also, this was not our idea, but we've had some friends give us $$ for our adoption fund rather than material gifts on bdays, Christmas, etc
- Carpool to work
- Shop, eat out, etc, less
Why don't we just take out a home equity line of credit? Because our expletive house is 100K underwater. But that is another post...
Good luck! PM me if you want to talk more.
__________________ Stunning! Stylish! Affordable!
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