dani8477

I am a 21 year old college student who was under my father's medical insurance plan. However, he was laid off from his job several months ago and our health insurance will end in Oct. I was diagnosed with PCOS back in June '06 but come Oct, I don't know what I'm going to do without insurance! I'm supposed to get bloodwork done in a couple of months to see if Met is okay for me, but without insurance that is pretty much impossible. Not to mention affording three prescriptions, office visits, etc. Does anyone have any ideas or suggestions, or does anyone have the same problem? Thanks!

Eva37

i dont know, sorry. But wanted to say all the best in getting it sorted
eva

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PCOS, LOCAH, Lichen Planus, IBS, HS,alopecia - raised bp/ cholesteral. Wheat and dairy intollerance Meds: Spiro, Bendrofluazide, Amlodopine, Simvastatin, Met, Prednisolone, Colefac, multi vits,

Me - 41, hubby 36 son 11. Married 14 years

She is buffeted by the wind, but she does not sink.



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cherish_mj

I have the same issue dani, I also have PCOS but no health insurance and can not always afford paying for doctor visits, lab tests, and meds by myself. I am not sure how to handle this situation either so I can't really offer advice, but I do understand.

bjt

I REALLY hope it all works out for you....I do have insurance and about fell over when I received a copy of what the hospital is charging for my Round of Bloodwork (tested Hormones w/ 2 hour glucose & insulin)....They are charging $1046.00...I pay 20% of that....still quite a bit....I have to have labs repeated in 3 months.....
I was so excited to finally find a Dr who was willing to do the tests & get me going on the meds...However, I'm discouraged at the cost of everything....
It seems like insurance companies consider this cosmetic & not a real health risk....

ERICKA77

What about trying alternative/natural method of dealing with your PCOS until you can get insurance...

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Ericka(29) Tony(33)
Married 9 years Sepember 4, 2006
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happytoknow

I don't have insurance either, so I have been using herbs, as suggested by Erika. I would love to be able to have Met and Spiro but until I can get back to work and get insurance, it's just too much to pay for out of pocket or by putting me on my DF's policy. I hope you find something that works for you, maybe paying for a policy out of pocket, like Anthem or something. I think they said they have plans starting at like $70 a month, if that's something that could work for you. Best of luck, cyster. I understand your struggle.

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Me - 28

"Stars, hide your fires; let not light see my black and deep desires. The eye wink at the hand, yet let that be which the eye fears, when it is done, to see."

"I've tried to get away from it all, but I've failed, for I've come to see... although much I find, I can leave behind, I can't get away from me."

Tinkkerbell714

I feel your pain I went through the same thing before I had Health insurance I had my PCOS treated at the county health center which treats people with out insurance on a sliding scale maybe you should look into that in your surrounding area...Hope it all works out : )

irelandsaiorse

Some colleges have student health insurance that would be covered by student loans or grants. Check your local campus health center for information on it.

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Me-30 DH-32

2 furbabies-Heff & Nash the best dogs in the world.

1 angel baby-Morgan lost 9/10/2005 at 7 weeks

Mommy to 1 precious miracle born on 3/28/08-Gracie-5lbs 11oz 19.25 inches long. Overcame PCOS and MTHFR/Factor VIII clotting disorders.



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tigir

Natural/alternative remedies as mentioned before. Something you can do is make sure you are eating right and excercising, those things don't have to cost you extra money and you need to be doing them anyway, even with meds. On the natural side, there is a lot of evidence suggesting eating cinnamon every day regulates insulin - 1/2 tsp. This seems to be working for me, I don't think it would hurt to try until you can get things figured out

Do you read Shape magazine? There is an article in there on a diet for diabetes that mentions cinnamon and some other helpful things. It is the one with Fergie on the cover, October 2006. There is also a small article on PCOS and how one woman is combating it. Hope that helps!

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Tam


Me 33, Dh 32
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Mother to 4 DD's
Anna DeEtte - 4/5/95
Mackenzie Grace - 7/30/04
Edyn Alexandra - 8/3/05
Kathryn Nicole - 2/26/08
Dx w/Dermoid cyst in 1994
Dx w/PCOS 10/03

Looking4Hope

I had really good insurence but lost my job because my doctor was switching my BCP every 3 months to find one that didnt effect me so bad and I missed alot of work. I had everything from migraines to vomiting to constant bleeding for 3 months. Now I am without insurence and not on anything for 6 months now. So I know where your at. I cant get BCP or blood work and I hadnt even started Met yet. We were going to try that next.
~hugs to you~
Have faith we will get the help we need someday!

angelica411

I just wanted to add my two cents in, SOME Dr. Offices will work with you as far as the price for service. Blood labs on the other hand are a little bit trickier. But for the most part the price your insurance pays is waaay more jacked up than what you might pay w/o insurance. I think you should definately talk to your Dr. and see what they can work out with you. Good Luck!

dani8477

Thanks for the info everyone. I decided to call my doctor and explain the situation personally. I'm just waiting on him to call me back...you know how docs are, I'll probably hear from him next week, lol.

k9hughes

hello-I was going to suggest what someone else did about the health insurance thru your university. I know at mine it's about $1000 for the year, which sounds like a lot but its still much less than any other company, and as long as you have your care done at the university health center you get 100% coverage for most things. Plus you can get loans to cover it. I'd check into it soon tho-I know the program at my university has enrollment 'periods' that coincide to the semester schedule-so if you miss it you have to wait until the next period comes around. If your college doesn't have a plan like this, or if you missed enrollment, the American college Student Association (www.asca.com) has a student policy any student at any institution can get, and I think it's less of a rip off than some of the student plans out there you'll pull up if you just google student insurance. I had it for a few months. The coverage isn't as good but if you brought a copy of coverage info to your dr maybe they could work with billing to get as much covered as possible. If you're going to try to stay insured I suggest you make sure there is no gap between the old and new plans-there is new legislation in the US that any preexisting illness has to be covered as long as you've been insured continuosly. If you let it lapse and THEN get a new company they probably won't cover your pcos as a preexisting condition for at least the first 6 months. Good luck-I've been juggling insurance companies for a while and it's a huge pain in the butt.

dani8477

Thanks for the input... I actually checked into student health insurance and short term med insurance, but both do not cover pre-existing conditions at all. Of course PCOS is a pre-existing condition for me...

irishangel

I totally understand theirs several options 1. most colleges have a health clinic that is free or slideing scale to all students you can try their. Or what I've had to do is work out deals with your dr's labs usually if you leave something every time they'll work it out with you. Their are times I only leave $5 they'll work with you

--nikki

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Nikki- 26
DH-28




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PCOS, IR, Fibromyalgia, Lupus, ADHD
Meds:
Lyrica 225mg
Vitex
Cinnamin
Spearmint tea
Provigil
Stratera
Aciphex
Juice Plus vitamin systems