http://www.soulcysters.net en Fri, 20 Nov 2009 23:06:44 GMT vBulletin 60 http://www.soulcysters.net/images/styles/soul/misc/rss.jpg http://www.soulcysters.net http://www.soulcysters.net/insurance-covering-iui-294052/ Fri, 30 Oct 2009 20:04:57 GMT DH and I have different health insurance. My insurance is really good with coverage of infertility tests/treatment. My husband's doesn't cover it at all. When he had a sperm analysis done, it had to go on his insurance. Does anyone know with IUI, can that be covered by my insurance? Or would that have to be covered by his? ]]> Health Insurance / Health Systems nmoose http://www.soulcysters.net/insurance-covering-iui-294052/ http://www.soulcysters.net/insurance-infertility-293948/ Thu, 29 Oct 2009 14:59:34 GMT Most insurance companies do not cover infertility. The ones that do not might just cover the consultation or the one time diagnosis of infertility. I live in Illinois where they are supposed to cover infertility BUT I have a private insurance through my husbands work IBEW which is the electrical union. They have found a way around the state law by being a private group. So if anybody knows of an insurance that you can go and get that covers it please let me know. Thank you and good luck !! Most insurance companies do not cover infertility. The ones that do not might just cover the consultation or the one time diagnosis of infertility. I live in Illinois where they are supposed to cover infertility BUT I have a private insurance through my husbands work IBEW which is the electrical union. They have found a way around the state law by being a private group. So if anybody knows of an insurance that you can go and get that covers it please let me know. Thank you and good luck !! ]]> Health Insurance / Health Systems stephypooh82 http://www.soulcysters.net/insurance-infertility-293948/ http://www.soulcysters.net/iv-never-had-health-insurance-before-need-understand-gobl-d-gook-293897/ Wed, 28 Oct 2009 21:49:37 GMT So I am 26 YO, I'm in decent health (besides being heavy), I have been diagnosed with PCOS a year ago and I need insurance. What do I look for, what is a "PPO" "HMO" ect. I know they say read the fine print but... what does the fine print MEAN? Any one know of a provider that is local? (Santa Maria, California) ]]> Health Insurance / Health Systems wannabamama1 http://www.soulcysters.net/iv-never-had-health-insurance-before-need-understand-gobl-d-gook-293897/ http://www.soulcysters.net/coverage-tx-293533/ Sun, 25 Oct 2009 02:13:18 GMT My hubby is currently laid off and I am only working PT right now due to me being back in school. I can't get the insurance through my job because of the PT status. Anyone know of any reasonable, good policies or companies in Texas. I was able to get my son on CHIP so that'll work for him for the time being.

Thanks in advance. ]]> Health Insurance / Health Systems plzsendamiracle http://www.soulcysters.net/coverage-tx-293533/ http://www.soulcysters.net/21-year-old-part-time-worker-tried-every-way-get-health-insurance-not-293410/ Fri, 23 Oct 2009 07:45:56 GMT Hey ladies, I'm new to this site and let me tell you it is a comfort. I have been loosing so much of my sweet pleasant personality over PCOS as it's hit me out of nowhere and is getting rapidly worse in the most embarrassing ways, which now I finally know, other people understand.

Anyways, I have been denied health insurance by every company in existence. I live in Florida if that is of any importance.

I am being denied because in the past I had taken a pap smear when I first became sexual active because I wanted to be safe. This was about a year ago. The test came back and said I did not have any STDs but I DID have cancerous cells.

Because of this one little thing, I can not get health insurance.

Blue Cross Blue Shield decided yesterday to give me something called Blue Options. What this does is allow me to go to a doctor and they will put 50 dollars towards the walk in charge, and will cover the lab work 100 percent. This is definitely a minor help because when I did my pap smear I paid 300 to walk in and 400 for blood work... amazing how they took advantage of me once I said "I'm new to going to the doctor alone, can you please let me know beforehand if anything will cost a lot?" .. (and they didn't, haha, hooray for bills coming in the mail and giving me a heart attack)

Anyways I was told to use the Blue Options and keep going back (obviously to a new gyno now) until I get TWO normal paps, and then I can get health insurance. I mean really... two normal paps? Is that going to happen?

Is there something else I could be doing to get health insurance? Is there any way to have PCOS and not have a bad pap? Any other way to see a specialist (I'm guessing endocrinologist?) and not go broke in day?.. =/

I also see that a lot of you are having trouble getting the PCOS problems covered by insurance once you get it. How do you get around that? Even medication is not covered?

Sorry for all the questions, I'm young and have no parents to rely on so I'm new to the whole doctors and insurance thing, and really want to take care of myself for reasons I am sure you all understand. ]]> Health Insurance / Health Systems sugarmagnolia09 http://www.soulcysters.net/21-year-old-part-time-worker-tried-every-way-get-health-insurance-not-293410/