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Old 02-22-2006, 06:41 PM   #1 (permalink)
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Default Finances...what do they look for?

We are going through the State adoption system currently and we are a little nervous about them looking at our finances...we are able to support children, but we had mistakes in our past on our credit report and we have very poor credit. I am just pray they don't disqualify us for that...any insite would be great!!!

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Old 02-22-2006, 06:48 PM   #2 (permalink)
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I have the poorest of poor credit because when we were first married we were foolish. But that didn't hurt us... We did domestic though. But I don't think any agency looks at credit, just at income. I know at the agency I work for we don't even as for what you spend, just the last income tax you filed...And we don't look at it, it's just for your dossier
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Old 02-27-2006, 05:02 AM   #3 (permalink)
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We did a domestic also, our social worker asked us about income and stuff but nothing too intrusive. I think they just want to know that there is sufficient income to support a child. Good luck!!!!
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Old 02-27-2006, 07:50 AM   #4 (permalink)
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we also didn't have anything asked about credit, just income.
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Old 03-03-2006, 07:49 PM   #5 (permalink)
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We are waiting to adopt through the state and recently were licensed for foster care. Both times all we had to give were a recent paystub and a budget or current bills and any loans we had. They have never asked about our credit or even asked for proof of anything other than the pay stub.
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Old 03-28-2006, 05:36 AM   #6 (permalink)
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my husband and I adopted 3 beautiful vibrant siblings from the foster care system in Massachusetts they looked at our current incomes never our credit score.
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Old 03-30-2006, 03:38 AM   #7 (permalink)
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DH and I are currently going through the same thing as you are right now. The social worker did ask to check our credit, but that was over a month ago and nothing's been said so far. *crossing fingers* I think we'll be ok.
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