In Georgia we have the following large companies to purchase individual and family insurance from. Blue Cross Blue Shield of Georgia, United Healthcare, Kaiser, Coventry. There may be more but these are the ones heavily advertised. I myself have been self employed for many years and we purchase our own health insurance. In the past I did it myself, via internet or by calling the company directly, but last year I used an independant insurance agent and have been very pleased with the service. He was able to look at our pre-exsistings and try to get us with a company who didn't have strict underwriting guidelines for these conditions. I will continue to use him, as each year he is up to date on what is available, best plans for us, etc. It costs no more to use an agent than to do it online via an insurance web site because the insurance companies build these fees into the premiums.
Good luck and hope this helps you. |