Kalmert

HI all, I recently lost my job and thank goodness found another. However, I do not have insurance. My husband doesn't at his job either. We are now forced to look at individual plans. Has anyone had any good/bad experiences with any certain company? Also, Do I have to worry about not being accepted because of my pre existing medical condition? (PCOS)
Insurance is so gosh darn confusing.

Any help would be appreciated.

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1500mg Met/daily
(among many other things)

Gina 24 and Daniel 24
Married since 03/20/2004
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ttc #1 since 1/2005
2 furbabies Capone my cuddly Rottweiler and Booger my cat.

Keep positive thoughts because your mind is stronger at healing than any medication you can take. Believe in yourself to heal and you will start seeing a difference.

sheila32

I dont know alot about insurance but i know some wont pay for pre existing conditions for 6 months. Im sure it varies.

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38, married, 4 children
Dx- PCOS 1991
Started Metformin again 5/23/06
high blood pressure- Lisinopri


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k9hughes

I think it does vary, but there's some new legislation that says if you've had continous coverage up until you get a new ins company they will have to cover any pre-existing conditions. If you've had a gap there's a possibility you may be a little out of luck. As far as companies go...when you get an individual plan you're never going to have the kind of coverage you get with a group. My husband works with his dad in a family business and has a blue cross plan. Basically, when you buy the individual plan it costs a fortune...I think it's over $700 every 2-3 months. And they don't cover a whole lot...when I had the flu and needed antibiotics it wasn't covered...and they don't cover the annual exam pap/pelvic or any mental health either. The Rx coverage pretty much sucks too. You'll be alright if you lose a limb or something tho...lol. Sorry I don't have better advice...maybe you'll find something better out there. Good luck!!!