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05-16-2008, 07:26 AM
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#1 (permalink)
| | Registered User
Join Date: Feb 2008 Location: Wellington, New Zealand
Posts: 212
My Mood: Points: 8,483.67 Bank: 0.00 Total Points: 8,483.67 | NZ Health Insurance and PCOS Does health insurance (eg Southern Cross) cover you for consultations with specialists for PCOS?? like gynaecologists, endocrinologist etc???
__________________ DX: PCOS Dec 2007 Thin Cyster 5'9 - 148lbs SX: Mild Alopecia, Mild Hirsutism, Mild Acne TX: Dec07-June08 Diane/Estelle35 BCP Stopped BCP After 7mths due to side effects TTC#2 - O'ing Regularly BFNs x 3months NO MEDS - Natural herbs/TCM/Acupuncture Me 30 - Hubby 31 1 Child Age 12 To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. |
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06-01-2008, 05:25 AM
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#2 (permalink)
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Join Date: Apr 2007
Posts: 26
My Mood: Points: 1,477.58 Bank: 0.00 Total Points: 1,477.58 | Hi,
I dont know what exactly health insurance covers, but would you not be able to get a referral from your GP so you can see a specialist?
After I was initially diagnosed, my GP sent me to the endocrinologist at the hospital, so then it was free.
Im not sure what your GP is like but it is always worth a try! |
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06-02-2008, 12:02 AM
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#3 (permalink)
| | Registered User
Join Date: Jul 2006 Location: Dunedin, New Zealand
Posts: 790
My Mood: Points: 7,446.47 Bank: 424,967.78 Total Points: 432,414.25 | My bf just got a quote through his work for health insurance and I'm 99% sure it was with Southern Cross. He said I had PCOS and they weren't worried. They said if i ever developed full blown diabetes then it would be a concern and they may not cover me entirely.
It will also depend on your plan as to how much they will cover. Some just cover surgery and hospital care, others will cover specialist visits and some plans even cover GP visits.
If you can wait (ie a few weeks or months) for an appointment, just get your GP to give you a refferal. Most of them will do it without question, others might not think its necessary but there is nothing to stop them from letting you see a specialist. Thats the beauty of free public healthcare.
__________________ Diagnosed Aug 2005. Symptoms: No periods, obese, excessive hair
Currently on Norimin, Fluox Loving Bootcamp!
Training for:
1/2 marathon walk, Sept 08 - shin splints - GRRR!
10km walk Oct 08 - shin splints for 3km, finished 1hr 44min 28sec
22km off-road walk Feb 09, 10km run, July/Aug 09
Auckland Marathon 2011 Finished my BSc (Nutrition),
Finish BCom (Economics) in 2009 Save Lives, Give Blood Seen To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. yet? To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
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06-04-2008, 08:03 AM
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#4 (permalink)
| | Registered User
Join Date: May 2007 Location: Blenheim, New Zealand
Posts: 38
My Mood: Points: 755.55 Bank: 0.00 Total Points: 755.55 | Hi, in march we had an insurance broker come to our house and one of the things I asked was if there were any insurance compaines that help with fertility conditions in nz. The easy answer No! When I questioned her, she said that although they wont discriminate against you for pcos and developing diabetes they dnt help with any fertility issues and if you read the exclusions part of the documentation they have it written there, in the back. Appartently, its because we are such a small country that they cant afford to offer it to us as they wouldnt make any $ from it, instead it would make them run at a loss. Sorry for the bad news, I know I was gutted, I dnt meet the govt BMI to qualify for the subsidised treatment
__________________ Been with luke since 1999 To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Married on 31st Oct 2003 TTC#1 since 2006 Currently on metformin 2000mg Clomiphene 50mg........ Aug/Sept Bust -50mg........ Oct/Nov Bust -50mg........ Dec Bust -100mg....... Jan/Feb '08 ???? maybe?!?! 2 Fur babies, Ash and Prometheus (thesus for short) Trying to lose the weight but it keeps finding me To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts. |
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