NZ Health Insurance and PCOS

[funkydiva77]

Does health insurance (eg Southern Cross) cover you for consultations with specialists for PCOS?? like gynaecologists, endocrinologist etc???

[Cmj]

Hi,
I dont know what exactly health insurance covers, but would you not be able to get a referral from your GP so you can see a specialist?

After I was initially diagnosed, my GP sent me to the endocrinologist at the hospital, so then it was free.

Im not sure what your GP is like but it is always worth a try!

[februarystar]

My bf just got a quote through his work for health insurance and I'm 99% sure it was with Southern Cross. He said I had PCOS and they weren't worried. They said if i ever developed full blown diabetes then it would be a concern and they may not cover me entirely.
It will also depend on your plan as to how much they will cover. Some just cover surgery and hospital care, others will cover specialist visits and some plans even cover GP visits.

If you can wait (ie a few weeks or months) for an appointment, just get your GP to give you a refferal. Most of them will do it without question, others might not think its necessary but there is nothing to stop them from letting you see a specialist. Thats the beauty of free public healthcare.

[cypher.kelly]

Hi, in march we had an insurance broker come to our house and one of the things I asked was if there were any insurance compaines that help with fertility conditions in nz. The easy answer No! When I questioned her, she said that although they wont discriminate against you for pcos and developing diabetes they dnt help with any fertility issues and if you read the exclusions part of the documentation they have it written there, in the back. Appartently, its because we are such a small country that they cant afford to offer it to us as they wouldnt make any $ from it, instead it would make them run at a loss. Sorry for the bad news, I know I was gutted, I dnt meet the govt BMI to qualify for the subsidised treatment